![]() ![]() OK, there is no other way in, but when I was trying to exit, I finally triggered that gargoyle eye. Yep! There's still a lotta game left to play! WooHoo! ![]() Then I need to rescue one more Crystal Soul and I'll get Demonslayer. One good thing: I have gathered up some fabulous loot in this place! And of course, you need the Orb, which lets your party fly for short distances, to get to otherwise inaccessible places. Next time I will continue to search the fort, observe the map, and try to find the secret. I found clues in books, things like "press the right eye of the gargoyle," and so far I haven't found any gargoyles. As far as I can tell, there is no way to get to it without triggering a fight so massive that it really seems impossible to beat. I've beaten everybody in that fort, including a lich and all the Empire wizards, who are fond of charming my stupider meat shield characters.īut I have found the chamber that holds the Orb. I'm stronger than overcooked lizard meat. Used that to get to Kothar, where the Orb of Thralni is stored.Īnd this turns out to be the toughest fight of the game so far. I went to the Scree Pits and the half-finished fort and nabbed the blue pass. I know who it is, but I'll have to find some way to read a burned paper before I can prove it. Beat the spore beasts and you're in.Īlso, I'm tracking down the spy in Blosk. However, I did notice that the gate opened! So, it wasn't a puzzle per se, just a fight. Finally I realized that the runes were changing to colored squares. Once you got all four stepped on, you were surrounded by spore beasts. You have to step on some runes to open a gate, but absolutely no matter how you step on 'em it doesn't work. I found Thompson, and that one about made me quit the game, until I realized that it was just a fight. That was a fun kinda puzzle fight.Īnd plus, I did a few of the more minor quests. I also got the demented crystal soul at the entrance to the volcanic lands in the Vahnatai area. And finally, when I find something better than a good thing I already have, I'm selling the weaker object. ![]() At the time I was at about level 28-29, and I've been finding some really nice gear. Then I went back and slaughtered all the mages in the Ziggaurat. But you need the Dispel Barrier spell to do it. That got me a Phoenix Egg from the main Vahnatai mage, and plus, it was the most fun quest so far in the game. I've finally found a fight I'm going to have serious trouble winning.įirst, I did the Lava Dome quest in Vahnatai lands. ![]()
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![]() ![]() ![]() The home equity conversion mortgage (HECM) is the Federal Housing Administration’s (FHA) reverse mortgage product and program. Life annuities were somewhat favored in this comparison, particularly for individuals, and should be used by retired households with significant financial and retirement asset holdings instead of reverse mortgages if there is a desire or need to increase retirement incomes. Finally, the current terms are compared that is, incomes that would result from tenure-payment reverse mortgages on housing with incomes from immediate life annuities from retirement assets. Then, one recent comprehensive analytical study of how reverse mortgages might best be used during retirement is reviewed. Because the literature on the various types, uses, and terms of life annuities already exists, that is not reviewed here, but the interested reader can see, for example, Pang and Warshawsky (2009), Warshawsky (20) and Blanchett (2014). First, an explanation and review of how reverse mortgages work is offered. The main subject of this paper is a realistic comparison of reverse mortgages and life annuities. Yet an alternative strategy exists-tenure payments from a reverse mortgage, also known as the HECM (home equity conversion mortgage), based on the value of an owner-occupied house. Results show that for three timeframes with different interest rate levels, the life annuity produced higher income for individuals of almost all ages and both genders in retirement, while for couples, the reverse mortgage produced generally higher incomes, although the income from the annuity improves relatively when the age spread among the couple widens and as they are older.Īn increasingly dominant thought in the professional financial planning literature is that there should be a prominent role for immediate life annuities purchased with retirement assets in retirement income strategies.The answer lies, in part, in an empirical analysis done here with note of costs and current market conditions, using standard calculators. For those retired households who have both significant retirement assets and housing equity, the question remains whether they should use reverse mortgages based on their housing equity or immediate life annuities based on their retirement assets.A recent article in the financial planning literature found that tenure payments from a reverse mortgage effectively and efficiently balance income and bequest needs of a retired household.This paper reviews how reverse mortgages work, with a focus on costs, taxation, and possible use in enhancing lifetime retirement security through tenure payments.Warshawsky and Tatevik Zohrabyan, supported by the MIT Golub Center for Finance and Policy.Īcknowledgements: The author thanks Michael Leahy for his research assistance. This work is based, in part, on a section of an unpublished monograph on reverse mortgages by Mark J. He previously served as assistant secretary for economic policy at the Treasury Department and as a member of the Social Security Advisory Board. ![]() He is the author of more than 150 scholarly articles and four books, many in the areas of retirement, investments, and insurance. Warshawsky, Ph.D., is a visiting senior fellow at the MIT Golub Center for Finance and Policy, president of ReLIAS (Retirement Lifetime Income and Asset Strategies) LLC, and a senior research fellow at the Mercatus Center at George Mason University. Journal of Financial Planning: February 2017 ![]() ![]() ![]() He gets extra points for being a part of Punk's anti-drug clan, which allowed him to be involved in the story rather than just brood outside the ring. 1 overall pick in the 2021 NBA Draft, but there’s plenty of talent available in what is projected to be a deep draft class. It was easy to buy into a guy that big with a mess of tattoos and a shaved head as an intimidator at Punk's side. Nick Schwartz Janu2:39 pm ET Oklahoma State star Cade Cunningham is widely expected to be selected with the No. JanuPress Inquiries Caption The kind of engineering that I want to do is the kind that can change people’s lives for the better, says MIT senior Nick Schwartz. He did well as the hired muscle in large part because of his look. Gallows was both bodyguard and cult member under CM Punk's spell in 20. Nick Wildhaber Enterprises - Jefferson City. ![]() MotorSports Nick Schwartz and 2 weeks ago2.6k shares. Still, being in such an iconic group with uncommon name power for the role earns him a spot here. Anyans Diesel & Auto Repair - Ardmore B&W Auto Parts - Childersburg. 32 Videos 72 Photos Nick Swardson was born on 9 October 1976 in Minneapolis, Minnesota, USA. Nick Schwartz is an editor and columnist at For The Win, the worldwide leader in Bachelor Power Rankings. He became most famous during that time period for appearing on WCW and WWE programming on the same night. Nicholas Roger Swardson (born October 9, 1976) is an American actor, stand-up comedian, screenwriter, and producer. David Shoemaker wrote in The Squared Circle of Rude's aptness for the role: "He was a perfect fit for the promotion's new generation of sex-obsessed disorderlies."īut WWE never took full advantage of Rude. Rather than bring on an unknown to watch their back, though, Triple H and Shawn Michaels enlisted the help of The Ravishing One when forming D-Generation X in the early stage of the Attitude Era.Ĭasting an intimidating tough guy like Rude there was brilliant. The bodyguard role has often been a means to introduce a newcomer. ![]() ![]() ![]() Alpha females are also emotional, but she never let this out for others. She is someone who does what she thinks in her head, not what others say. The female can be sarcastic and bossy in some situations which makes them progressive. The female knows their worth which has no issue when they are on their own. Alpha female doesn’t accept any proposal of marriage and dating. This type of personality is what every man desires to love, but they might end up getting intimate. Alpha females know how to handle different situations even though it’s different. They have all intelligence, charm, and beauty. Alpha females tend to be strongest, and with no doubt, they hold most of the power. Here are some of the important points that you should know. They tend to be more extroverted and confident. It doesn’t matter what type of situation they are in Alpha personalities are the one who holds the attention of everyone. When it’s alpha, it shows dominance as one of the behavior, and that’s why they tend to be the leader of the wolf pack. To understand more about the personalities, here is what you will need. However, they might be different as compared to the females. Maybe it’s the people around you, your boss, and someone you know who has the personality.Īs it’s mentioned, the personalities are divided into six, which includes There are different personalities it makes you more aware and also to know others. What Should You Know About the Six Personalities In Females? Can people fit into more than one category?.Differences Between Six Female Personalities.Differences Between Alpha Beta And Omega.What Should You Know About the Six Personalities In Females?. ![]() ![]() ![]() Meanwhile, the UltraSecure+Credit plan includes credit scores and reports from all three credit bureaus and a credit score simulator that you can use to evaluate how certain financial decisions might impact your score. The company’s UltraSecure plan includes nearly everything IdentityForce has to offer, including a number of advanced features, such as sex offender monitoring, investment account alerts and medical ID fraud prevention services, that you’d only see on more expensive packages. However, what the plans lack in affordability they more than make up for in features and services. IdentityForce has two identity theft protection packages to choose from - UltraSecure and UltraSecure+Credit - and neither is particularly inexpensive (unless you find a discount). Why we chose it: We chose IdentityForce as the best identity theft protection for comprehensive protection because its starting plan includes an extensive selection of monitoring types, alerts and cybersecurity tools. ![]() Much more expensive than its competitors.However, its higher-tier plans include several monitoring services that are not commonly found in identity theft protection packages, such as social media monitoring, payday loan monitoring and bank account takeover alerts.Īltogether, Lifelock is the identity theft protection of choice for those who are looking to stay as safe as possible online - just watch out for the service’s rate hike at the end of your first year. LifeLock’s basic plan is not as feature-packed compared to other identity theft services. Norton360 includes antivirus and malware protection, parental controls, a password manager and a VPN for five or more devices - depending on your plan - as well as a cloud backup for Windows computers. LifeLock by Norton is at its best when bundled with Norton 360, a cybersecurity suite designed to provide multiple layers of protection against existing and emerging cyber threats in a single software package. Why we chose it: We chose LifeLock as the best identity theft protection for features because of the extensive cybersecurity software included in its plans. Plan rates increases after the first year.Credit monitoring service and reports limited to one bureau on most plans.The same study points out that the company also sends more alerts, on average - nearly 15% more than industry competitors -, which keeps customers aware of their situation and consequently better protected. According to Power Consulting’s 2019 Review of Speed and Coverage Study, Identity Guard customers receive alerts within four minutes of a threat being identified, on average. The company’s use of AI technology is what allows it to send alerts at record speeds. ![]() The protection service’s most outstanding feature is its scanning platform, which is powered by IBM Watson, an AI supercomputer that can analyze and learn fraud patterns to warn consumers if they are at high risk of identity theft. Identity Guard is an excellent service for seniors, children, victims of data breaches, past ID theft victims and other groups whose identity is more likely to be stolen. Why we chose it: We chose Identity Guard as the best identity theft protection for fast alerts because of the promptness of its notifications and use of artificial intelligence to detect threats preemptively. No credit monitoring on entry-level value plan.Credit reports only available with the most expensive plan.Moreover, Aura is a great deal for families, as its Family plan comes with parental controls on mobile devices to keep your children safe by blocking and filtering content, limiting screen time, and tracking internet usage and history. The plans also include malware protection, a VPN, antivirus software, and a password manager to keep you safe online. These protect two and five members, respectively, which means customers can cover a total of 20 or 50 devices.Īura is an excellent identity theft protection service overall: its plans all boast a number of tools to protect your identity and finances, such as a variety of monitoring types and comprehensive credit services. The Individual plan covers up to ten devices, a figure that scales to the number of members on the Couple and Family plans. Why we chose it: We chose Aura as the best identity theft protection for multiple devices because it offers comprehensive account monitoring features and several online security tools for a larger number of devices.Īura’s plans are best suited for consumers who own a lot of personal tech and are looking for the most affordable way to get ID theft protection and cybersecurity software on all of them. Basic plan is more expensive than its competitors.Cybersecurity features vary across operating systems. ![]() ![]() It will decrease the stress not only in your life but in your environment that you’re exposed to. This alone will assist in getting your body in a proper state of being with the food that you need to make your body work at its highest capacity. We need consistent good quality nutrition to be able to cope with these stressors and function properly. – Lifestyle and environmental factors such as pollution and chemicals create stress on our body. These foods are readily available to us all around and it is so common. – We are exposed to, and eat lots of, processed foods that are chemically altered and honestly are nutrient-poor. – Nutrition is a key element to our health and getting results from a fitness program. ![]() The majority of foods we eat our nutrient deficit. Most people struggle with proper nutrition.Ģ. I have found over the years through my own experience there are 3 MAIN Reasons WHY Our Bodies Need Shakeology:ġ. Thank goodness!!! I can’t even fathom the idea of not having a chocolate or coffee flavored shake everyday. Now, I devour ever ounce and even tip my blender pitcher upside down to get every drop, LOL!!! My body now craves the nutrition from shakeology. I don’t think my body knew what to think. It took me drinking shakeology for 2 weeks solid before I could finish an entire serving. Oh, My, Oh, My!!! It was the best thing that had touched my lips in ages!!! I could only drink half of my shake before I was stuffed I couldn’t believe it, a drink filled me up and I didn’t even finish the full serving?!?! Craziness!!! I had my first shake and remember exactly what I put in it. So… I caved and spent the money on my very first bag of Shakeology. ![]() ![]() The research I did on Shakeology and all of its ingredients proved its worth and even the associate at GNC told me shakeology is the best. I wasn’t going to spend over $ 100 on a meal replacement if I wasn’t sure it was the best and that the benefits outweighed the cost. I eventually became curious enough that I researched shakeology and I did A LOT of research. When drinking a shake everyday was mentioned to me years ago I laughed, refused and completely rejected the idea. I wouldn’t say you even have to drink a shake everyday to be healthy. ![]() ![]() On July 28, Austria-Hungary declared war on Serbia, and the tenuous peace between Europe’s great powers quickly collapsed. World War I BeginsĬonvinced that Austria-Hungary was readying for war, the Serbian government ordered the Serbian army to mobilize and appealed to Russia for assistance. The Dual Monarchy of Austria-Hungary then sent an ultimatum to Serbia, with such harsh terms as to make it almost impossible to accept. On July 5, Kaiser Wilhelm secretly pledged his support, giving Austria-Hungary a so-called carte blanche, or “blank check” assurance of Germany’s backing in the case of war. Austro-Hungarian leaders feared that a Russian intervention would involve Russia’s ally, France, and possibly Great Britain as well. Kaiser Wilhelm IIīecause mighty Russia supported Serbia, Austria-Hungary waited to declare war until its leaders received assurance from German leader Kaiser Wilhelm II that Germany would support their cause. The assassination of Franz Ferdinand set off a rapidly escalating chain of events: Austria-Hungary, like many countries around the world, blamed the Serbian government for the attack and hoped to use the incident as justification for settling the question of Serbian nationalism once and for all. Princip and other nationalists were struggling to end Austro-Hungarian rule over Bosnia and Herzegovina. The spark that ignited World War I was struck in Sarajevo, Bosnia, where Archduke Franz Ferdinand-heir to the Austro-Hungarian Empire-was shot to death along with his wife, Sophie, by the Serbian nationalist Gavrilo Princip on June 28, 1914. ![]() Tensions had been brewing throughout Europe-especially in the troubled Balkan region of southeast Europe-for years before World War I actually broke out.Ī number of alliances involving European powers, the Ottoman Empire, Russia and other parties had existed for years, but political instability in the Balkans (particularly Bosnia, Serbia and Herzegovina) threatened to destroy these agreements. ![]() ![]() Retail art items are also available for purchase on the premise if you fancy some.Īnd you’ll never go in or out hungry, as they also have food trucks on their patio. Here, you’ll see and enjoy numerous collaborative displays of different artists.įrom classic paintings to modern and futuristic art, they have it here. Kids of all ages, especially those into art, will significantly appreciate this place. It’s where artists showcase their talents and express themselves or share essential messages through their art. Hopscotch is an immersive and experiential brand that brings different artists together to create unique and impactful art in a 20,000 square feet gallery. If you and your kids love to see the beauty of art uniquely and collaboratively, visit Hopscotch. Related: Best Things to Do in San Antonio 4. Your clan will surely love everything they’ll see and learn here. The magnificent flowstones, gemstones, and more will amaze your eyes. Make sure to arrive at the location 20 minutes before your tour time.ĭifferent stones and stone formations are present in the cave. They also have a music concert in the cave for a more incomparable experience. It has spectacular formations of stalactites and stalagmites. It’s a perfect place for those who love to know more about caves. We all love a trip in nature once in a while.Ĭave Without a Name is a natural living cavern that is one of the most beautiful in Texas. Great for those that love natural scenery.Age Compatibility: Teenagers (13-17 years).Related: Best Family Hotels in San Antonio 3. Recommended Hotel Nearby: Grand Hyatt San Antonio There’s also a zoo train and a carousel if you want to sit down for a second. You can also feed giraffes and hippos while having breakfast. You can go behind the scenes and check out the life of animals like rhinos, hippos, tortoises and many more. There are many behind-the-scenes interactions with animals which are sure to excite and engage the kids. You get to spend time together and also take part in many fun-filled activities. It’s a great day out for the whole family. This 35-acre zoo in San Antonio, Texas has more than 3,500 animals ranging across 750 species. Age Compatibility: Toddlers (1-3 years).Recommended Hotel Nearby: San Antonio Marriott Northwest 2. This activity will be one of the best and most memorable for your family. While aboard the boat, you’ll learn about the city’s history.Īfter your cruise, the free oyster sampler awaits you at the River Walk ‘On The Bend’ Oyster Bar & Lounge. Just proceed to the pickup location and wait for further instructions from your guide. Through the San Antonio River Walk Cruise, you get to cruise down the city’s River Walk.Īnd with a lot to learn and see, the kids and adults love to be on the boat.īut what’s more, you can also add a bus tour on top of it and a viewing experience of the Tower of the Americas. Challenging to those with mobility issues.The flexibility of tickets and the length of the tour.Age Compatibility: Young children (6-9 years).San Antonio River Walk Cruise (Editor’s Choice) Here are 21 fun activities in San Antonio with kids. Go ahead and check out my in-depth reviews below. That way, comparing and planning your future trip will be easier. ![]() I’ve ranked the attractions based on their educational value, accessibility, activities, affordability, and age compatibility. With that, I listed what I think are the best things to do in San Antonio with kids. I have learned and experienced a lot during our entire stay. I have been to San Antonio a couple of times with my family.Īnd as a parent with so much passion for traveling and giving reviews, I explored and noted everything I could while in the city. That was the same problem I had when planning our trip to San Antonio. So, are you ready for your next escapade now?Īs a significant city in South-Central Texas, many things can be seen and done there.Īnd it is also the second-largest city in the state, making it hard for us parents to choose the best activities for our kids. Going out and creating memories with family is worth every time and penny. 21 Best Things to Do in San Antonio with Kids: Fun Family Friendly Attractions! ![]() ![]() ![]() Murasaki sweet potatoes have a lower glycemic index compared to regular potatoes, which means they have a slower impact on blood sugar levels. ![]() Antioxidants help protect the body against oxidative stress and reduce the risk of chronic diseases, such as heart disease and certain types of cancer. Antioxidant-RichĪs mentioned earlier, Murasaki sweet potatoes contain anthocyanins, which are powerful antioxidants. These nutrients are important for maintaining a strong immune system, promoting healthy skin, and supporting overall well-being. Murasaki sweet potatoes are loaded with essential vitamins and minerals, including vitamin C, vitamin A, potassium, and manganese. Fiber helps promote regular bowel movements, prevents constipation, and supports overall gut health. Murasaki sweet potatoes are an excellent source of dietary fiber, which plays a crucial role in maintaining a healthy digestive system. Here are some of the key health benefits: 1. Murasaki sweet potatoes offer a range of health benefits that make them a great addition to your diet. Try AtOnce For Free Health Benefits of Murasaki Sweet Potatoes Wanna save your time? Try using AtOnce to help you write faster.įrom writing articles to emails and messages.ĪtOnce can help you save 10 hours every week. Save 3 Hours Per Day Writing Articles, Emails & Social Posts Additionally, Murasaki sweet potatoes have a creamy texture and a slightly nutty flavor, which sets them apart from other varieties of sweet potatoes. This vibrant color is due to the presence of anthocyanins, which are powerful antioxidants that have been linked to various health benefits, including reducing inflammation and improving heart health. One of the unique characteristics of Murasaki sweet potatoes is their vibrant purple skin. What Makes Murasaki Sweet Potatoes Unique? Murasaki sweet potatoes are also packed with essential nutrients, including fiber, vitamins, and minerals, making them a healthy addition to your diet. They are rich in flavor and have a slightly sweet taste, making them a popular choice for both sweet and savory dishes. Murasaki sweet potatoes, also known as Japanese sweet potatoes, are a variety of sweet potatoes that have a vibrant purple skin and a creamy white flesh. Whether you are a seasoned chef or a beginner in the kitchen, this recipe is perfect for anyone looking to add a touch of sweetness to their meals. Looking for a simple and delicious way to enjoy Murasaki sweet potatoes? Look no further! In this article, we will share an easy Murasaki sweet potato recipe that is sure to satisfy your taste buds. By Asim Akhtar (CEO) Easy Murasaki Sweet Potato Recipe ![]() ![]() r/telescopes aims to be a high quality sub where users can discuss all things telescopes and astronomy, but allowing such repetitive and low-effort posts will drastically lower the overall quality of the sub. Low-effort content such as those complaining about the weather (we get it, clouds are bad), simple questions that usually result in one line responses (these should be posted in our weekly discussion threads instead), general 'shitposting', memes, etc. Titles should be descriptive about what you're discussing/posting. Titles should not be 'clickbaity' nor self-deprecating - we're all here to learn so there is no point in calling yourself a 'noob' and/or putting yourself down. Concept art is not permitted, nor is content not relating to visual astronomy/telescopes. Images must be taken by you, with gear which you own - remote or professional services such as DSW or Hubble are not permitted. This enforces quality, encourages discussion, and benefits everyone. This includes your gear as well as any processing you did to the image. ![]() Images must have a top-level comment containing acquisition and processing details. Self promotion is only permitted to active members of the community. Not providing commentary, or posting content from a single source will be assumed to be attempts of driving traffic, which is not allowed here. This sub is a place for everyone to learn and help each other, and such behaviour only does bad things to everyone involved.ĭirect links should be accompanied by commentary as a top level comment, and should be a source of discussion. Non-civil behaviour such as insulting, flaming, etc, will not be tolerated. You can post used item ads here, but do post them on other communities or websites such as Cloudynights, Astromart, etc. There are other subs and communities for this. Links to petitions, surveys, crowdfunders, and other advertisements to sell your own products are prohibited here. Failure to read and posting "which telescope should I buy" will result in your post being removed and you being referred to this guide. If you're totally new to telescopes and astronomy, please read our Beginner's Quick Guide to choosing your first telescope which is sticky'd to the top of the subreddit. Posts are helpful for people with similar questions.)īefore posting, make sure your post follows the subreddit rules otherwise they may be removed. ( For more in-depth help, please use the subreddit. Anything that relates to amateur astronomy and its practice. Telescopes, eyepieces, events, marathons, charts, eyepieces, reviews, marathons, articles, etc. ![]() |
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